What is Variable Life Insurance?

Variable life insurance is usually tied to some form of investment function. The pay out amount of a variable life policy may increase or decrease with the performance of the investment tied to the variable policy.

A good variable life policy will have a minimum death benefit pay out amount that will be paid upon death regardless of the investment performance. Note that these minimums are not usually applied to the cash value of a variable life policy.

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Insurance Carriers represented by agents in our network include:

Unitrin Nationwide Kaiser Permanente
Allstate WellPoint American Family

Product Features

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