What is Universal Life Insurance?

Universal Life Insurance is a type of whole life insurance, but with an investment component similar to variable life insurance. But unlike variable life policies, both the death benefit pay out and the cash value portions of a universal life policy have an investment function.

Variable Universal Life Insurance - the pay out amount of a variable universal life insurance policy can increase or decrease with the performance of the investments tied to the policy. There is usually a minimum death benefit amount that will be paid to you beneficiaries, regardless of the investment performance.

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Insurance Carriers represented by agents in our network include:

Unitrin Nationwide Kaiser Permanente
Allstate WellPoint American Family

Product Features

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